This one has beach vacation written all over it — in the best way. Chunky rondelle stone beads in sky blue, navy and soft grey are separated by gold disc spacers and suspended from a delicate gold paperclip chain, coming together at a gold ring pendant with a scallop shell and a colorful enamel fish charm hanging from it. It's playful without being juvenile and summery without having an expiration date.

Wear it to the farmer's market, on the boat or with your go-to white linen top and it just fits. The charm detail is the kind of thing people notice up close and love immediately.

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